UMPQ Profile
Umpqua Holdings Corporation serves as the parent company of Umpqua Bank, a leading provider of both commercial and retail banking services across the United States. Organized into two distinct segments Core Banking and Mortgage Banking the company offers a comprehensive range of financial products tailored to meet the diverse needs of its clientele.
Within the Core Banking segment, Umpqua Holdings Corporation provides an extensive suite of deposit products, including non-interest bearing checking, interest bearing checking and savings accounts, money market accounts, and certificates of deposit. Its lending portfolio caters to corporate and commercial customers, offering various financing options such as accounts receivable and inventory financing, multi-family and equipment loans, commercial equipment leases, international trade finance, and real estate construction loans. Additionally, the company extends capital markets and treasury management products to enhance financial management capabilities for businesses.
The Mortgage Banking segment focuses on residential mortgage lending, supporting clients with loans for the construction, purchase, and refinancing of residential owner-occupied and rental properties. Consumer-oriented offerings encompass secured and unsecured personal loans, home equity lines of credit, personal lines of credit, and motor vehicle loans, ensuring a robust suite of financial solutions to meet personal and business needs alike.
Umpqua Holdings Corporation also emphasizes financial planning services and provides robust online and mobile banking platforms to deliver convenient and accessible banking experiences. Serving a diverse client base that includes high net worth individuals, families, select non-profits, and professional services firms, the company was founded in 1953 and maintains its headquarters in Lake Oswego, Oregon, showcasing a commitment to innovative banking solutions and customer-centric service.
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