RM Profile
Regional Management Corp. is a leading diversified consumer finance company that provides a wide range of installment loan products to individuals who have limited access to traditional credit sources such as banks, credit card companies, and other financial institutions. Operating primarily in the United States, the company offers both small and large installment loans designed to meet various personal financial needs. Its product suite includes retail loans that help consumers finance the purchase of items such as furniture, appliances, and other retail products, catering to a broad customer base with varying credit profiles.
In addition to its core lending products, Regional Management Corp. offers a comprehensive suite of insurance solutions. These include credit life insurance, credit accident and health insurance, credit property insurance, vehicle single interest insurance, and credit involuntary unemployment insurance. The company also provides collateral protection insurance and property insurance, ensuring a broad spectrum of coverage options for its customers. Additionally, Regional Management Corp. engages in the reinsurance market, further expanding its financial services portfolio.
The company's loans are distributed through multiple channels, including a network of approximately 350 branches across 14 states, direct mail campaigns managed centrally, and digital partnerships. Regional Management Corp. also leverages its consumer website to provide easy access to its financial products. This multi-channel approach allows the company to efficiently reach a diverse customer base and meet the evolving needs of consumers in different regions.
Founded in 1987 and headquartered in Greer, South Carolina, Regional Management Corp. has established itself as a significant player in the consumer finance sector. Its extensive branch network and diverse product offerings underscore its commitment to providing accessible financial solutions to underserved markets. The company continues to adapt and expand its services to enhance its market presence and address the financial needs of its customers.
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