PROV Profile
Provident Financial Holdings, Inc. serves as the parent company of Provident Savings Bank, F.S.B., providing a range of community banking services to individuals and small to mid-sized businesses primarily in the Inland Empire region of Southern California. Established in 1956 and headquartered in Riverside, California, the company operates with a focus on delivering personalized financial solutions tailored to the needs of its local clientele. Through its subsidiary, Provident Savings Bank, the company has built a robust presence in the region, offering comprehensive banking products and services.
The company’s deposit offerings include various types of accounts such as checking, savings, money market, and time deposits, catering to both individual and business customers. Provident Savings Bank’s loan portfolio is diverse, encompassing single-family and multi-family residential loans, commercial real estate loans, construction financing, mortgage loans, as well as commercial business and consumer loans. This broad spectrum of lending options supports the financial needs of its customers, from home purchases and property investments to business expansion and personal finance.
In addition to traditional banking services, Provident Financial Holdings provides investment services through its subsidiary. This includes the sale of investment products such as annuities and mutual funds, allowing customers to grow their wealth and plan for the future. The company also offers trustee services for real estate transactions, further expanding its financial service capabilities and supporting clients with comprehensive estate and property management solutions.
Provident Financial Holdings operates through a network of 13 full-service banking offices located in Riverside County and San Bernardino County. This extensive branch network ensures convenient access to banking services for its customers throughout the Inland Empire. By combining a strong local presence with a wide range of financial products and services, Provident Financial Holdings remains committed to serving its community and supporting economic growth in Southern California.
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