OVLY Profile
Oak Valley Bancorp operates as the holding company overseeing Oak Valley Community Bank, catering primarily to individuals and small to medium-sized businesses across California's Central Valley and Eastern Sierras regions. Founded in 1990 and headquartered in Oakdale, California, the corporation offers a diverse suite of commercial banking services.
Among its offerings, Oak Valley Bancorp provides a comprehensive range of deposit products, including checking and savings accounts, money market accounts, health savings accounts, individual retirement accounts (IRAs), and certificates of deposit. The bank's lending portfolio spans commercial real estate loans, commercial business lending, trade finance, and Small Business Administration (SBA) loans. Consumer lending solutions encompass automobile loans, home mortgages, revolving lines of credit, and various personal loans tailored to meet individual financial needs.
The company prioritizes customer convenience through a robust array of digital and traditional banking services. These include online banking, remote deposit capture, mobile banking applications, merchant services, night depository facilities, extended banking hours, wire transfers, and automated teller machines (ATMs) strategically placed for accessibility.
Oak Valley Bancorp distinguishes itself in the financial landscape by fostering strong community ties and delivering personalized banking solutions that support economic growth in its service areas. With a commitment to customer-centric banking practices and a focus on technological innovation, the corporation continues to enhance its service offerings to meet the evolving needs of its clientele.
|
