OVBC Profile
Ohio Valley Banc Corp. serves as the holding company overseeing The Ohio Valley Bank Company, offering an array of commercial and consumer banking services across its operations. Established in 1872 and headquartered in Gallipolis, Ohio, the corporation operates through two primary segments: Banking and Consumer Finance.
The company's Banking segment encompasses a comprehensive range of deposit products, including checking, savings, money market accounts, and certificates of deposit. It also provides various lending services, such as residential real estate loans, commercial loans for equipment, inventory, and real estate, as well as consumer loans secured by personal property like automobiles and mobile homes. Additionally, the segment offers services like safe deposit boxes, wire transfers, credit card facilities, and robust online banking capabilities, including cash management tools and real-time financial updates.
Ohio Valley Banc Corp. further extends its reach through its Consumer Finance segment, which includes seasonal tax preparation services, commercial property and liability insurance offerings, and consumer direct mortgage services conducted exclusively online. The company operates sixteen banking offices across Ohio and West Virginia, complemented by six consumer finance offices in Ohio. It manages a network of thirty-six ATMs, including twenty off-site locations, providing convenient access to its banking services.
With a longstanding presence in the banking sector, Ohio Valley Banc Corp. remains dedicated to serving both individual and business customers with tailored financial solutions. The company's commitment to community banking is underscored by its deep-rooted history and ongoing efforts to enhance customer experiences through technological advancements and personalized service offerings.
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