OPOF Profile
Old Point Financial Corporation, based in Hampton, Virginia, operates as the parent company for The Old Point National Bank of Phoebus. Established in 1922, the company provides a broad spectrum of banking services designed to meet the needs of individual and commercial clients throughout Virginia. With a legacy spanning over a century, Old Point Financial Corporation has established itself as a trusted financial institution in the region.
The company's banking operations encompass a wide array of deposit products, including interest-bearing transaction accounts, money market deposit accounts, savings accounts, time deposits, and demand deposits. Old Point Financial Corporation also offers a comprehensive suite of loan products, catering to various needs such as real estate construction, commercial ventures, and residential mortgages. This includes loans for single-family homes, multi-family properties, second mortgages, and home equity lines of credit. The bank's loan portfolio is designed to support both personal and business financing requirements.
In addition to traditional banking services, Old Point Financial Corporation provides an extensive range of financial and advisory services. These include retirement planning, estate planning, financial planning, estate and trust administration, and retirement plan administration. The company also offers tax services, investment management, and insurance products, ensuring a holistic approach to wealth management and financial security for its clients.
The Old Point National Bank of Phoebus operates multiple branches across Virginia, providing convenient access to its diverse range of banking and financial services. By leveraging its long-standing presence and expertise in the financial industry, Old Point Financial Corporation continues to offer personalized and comprehensive solutions tailored to the needs of its customers, maintaining a strong commitment to financial excellence and community service.
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