OMF Profile
OneMain Holdings, Inc., headquartered in Evansville, Indiana, is a leading financial services holding company specializing in consumer finance and insurance. Established in 1912, the company provides a broad range of financial products, including personal loans and insurance coverage, through its extensive network and online platform.
The company’s core business includes originating, underwriting, and servicing personal loans. These loans are either secured by automobiles and other titled collateral or offered unsecured. OneMain Holdings caters to a diverse customer base, offering flexible loan terms to meet various financial needs. The company is also involved in the issuance of credit cards, complementing its lending services with additional financial solutions.
In addition to personal loans and credit cards, OneMain Holdings provides a comprehensive suite of insurance products. This includes life insurance, disability insurance, and involuntary unemployment insurance. The company also offers optional non-credit insurance and guaranteed asset protection (GAP) coverage, either as a waiver product or insurance. These insurance products are designed to provide financial security and peace of mind to its customers.
Operating through a network of approximately 1,400 branch offices across 44 states, as well as its online platform, onemainfinancial.com, OneMain Holdings ensures broad accessibility to its services. The company's rebranding from Springleaf Holdings, Inc. to OneMain Holdings, Inc. in November 2015 marked a significant shift towards expanding its brand recognition and consolidating its market presence. As a prominent player in the consumer finance sector, OneMain Holdings continues to enhance its offerings and maintain a strong position in the industry.
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