NWFL Profile
Norwood Financial Corp., established in 1870 and headquartered in Honesdale, Pennsylvania, functions as the bank holding company for Wayne Bank. It provides a comprehensive range of banking products and services. The company's deposit offerings include interest-bearing and non-interest bearing transaction accounts, statement savings, money market accounts, and certificates of deposit. This wide array of deposit options caters to the diverse financial needs of its customers.
Norwood Financial Corp. also extends a variety of loan services. These encompass commercial loans such as lines of credit, revolving credit, term loans, mortgages, secured lending products, and letter of credit facilities. Additionally, it offers municipal finance lending, construction loans for both commercial projects and single-family residences, land loans, consumer loans, and mortgage lending for principal residences and second homes. The company also facilitates indirect dealer financing for new and used automobiles, boats, and recreational vehicles.
Beyond traditional banking, Norwood Financial Corp. provides investment securities services, trust and investment products, and a suite of cash management services. These include direct deposit, remote deposit capture, mobile deposit capture, mobile payment solutions, automated clearing house activities, real estate settlement services, and comprehensive Internet and mobile banking options. The company also engages in the sale of annuities and mutual funds, discount brokerage activities, and operates an insurance agency business.
The company serves a broad customer base, including consumers, businesses, nonprofit organizations, and municipalities. Norwood Financial Corp. operates fourteen offices in Northeastern Pennsylvania and sixteen offices in New York, covering Delaware, Sullivan, Ontario, Otsego, and Yates Counties, along with thirty-one automated teller machines. Through its extensive network and diverse service offerings, Norwood Financial Corp. remains a significant financial institution in its regions of operation.
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