NBTB Profile
NBT Bancorp Inc., a prominent financial holding company established in 1856 and headquartered in Norwich, New York, offers a comprehensive range of financial services including commercial banking, retail banking, and wealth management solutions. The company's extensive array of deposit products caters to diverse customer needs, encompassing demand deposits, savings accounts, negotiable order of withdrawal accounts (NOW), money market deposit accounts, and certificates of deposit (CDs).
The core of NBT Bancorp's lending activities is its robust loan portfolio, which spans various sectors such as commercial and industrial lending, commercial real estate financing, agricultural loans, and commercial construction loans. Additionally, the company provides indirect and direct consumer loans, home equity loans, mortgages, business banking loans, and specialized commercial loans, including residential real estate loans.
Beyond traditional banking services, NBT Bancorp excels in delivering comprehensive financial solutions. These include trust and investment services, financial planning, life insurance offerings, and retirement plan consulting with robust recordkeeping services. The company also offers a wide range of insurance products, including personal property and casualty insurance, business liability coverage, and commercial insurance solutions.
NBT Bancorp leverages advanced banking technology to enhance customer convenience, providing 24-hour online banking, mobile banking, and telephone banking channels. These platforms empower customers to manage their finances effectively by enabling services such as balance inquiries, deposits, fund transfers, bill payments, statement access, loan applications, and more. With a network spanning 140 branches and 164 ATMs across New York, Pennsylvania, Vermont, Massachusetts, New Hampshire, Connecticut, and Maine, NBT Bancorp remains dedicated to fostering financial stability and growth in the communities it serves.
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