MTB Profile
M&T Bank Corporation functions as a prominent bank holding company, delivering comprehensive commercial and retail banking services to a diverse clientele. Organized into distinct segments, the company's Business Banking arm caters specifically to small businesses and professionals, offering a suite of deposit services, lending solutions, cash management tools, and other financial products tailored to meet their needs.
Within its Commercial Banking division, M&T Bank Corporation serves middle-market and large commercial customers with a robust portfolio of deposit products, commercial lending options, leasing services, letters of credit, and advanced cash management solutions. The company's Commercial Real Estate segment focuses on originating, servicing, and selling commercial real estate loans, while also providing essential deposit services to its clientele.
Further diversifying its operations, the Discretionary Portfolio segment manages a spectrum of financial assets, including securities, residential real estate loans, and various types of borrowed funds, alongside offering foreign exchange services. Meanwhile, the Residential Mortgage Banking segment engages in the origination and secondary market sale of residential real estate loans, bolstered by acquisitions of servicing rights from external entities.
In retail banking, M&T Bank Corporation delivers a wide array of consumer-oriented services such as demand and savings accounts, installment loans, automobile and recreational finance options, home equity lines of credit, and credit cards. Additionally, it provides wealth management, trust services, insurance agency offerings, institutional brokerage, securities trading, and investment management services through a network of banking offices, business centers, and digital banking platforms across its operational footprint. Established in 1856 and headquartered in Buffalo, New York, the company operates 688 banking offices across multiple states in the U.S. and maintains a full-service commercial banking office in Ontario, Canada, underscoring its expansive regional and international presence in the financial services sector.
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