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LU Stock - Lufax Holding Ltd


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Lufax Holding Ltd operates a leading technology-driven personal financial services platform in China, providing a comprehensive suite of financial solutions tailored to meet diverse consumer and institutional needs. The company specializes in offering a range of loan products, including both unsecured and secured loans, as well as consumer finance loans designed to address various borrowing requirements. By leveraging advanced technology, Lufax enhances the efficiency and accessibility of its lending services, making it a key player in China's financial services landscape.

In addition to its loan offerings, Lufax provides a robust wealth management platform through its various entities, including Lufax (Lu.com), Lu International (Singapore), and Lu International (Hong Kong). These platforms cater to middle-class and affluent investors, offering a broad array of investment products and portfolio management services. The company’s wealth management services are designed to help investors achieve their financial goals by providing access to high-quality investment opportunities and personalized financial advice.

Lufax also operates a retail credit facilitation services platform that supports small business owners with tailored lending solutions. This platform is aimed at enhancing access to credit for small and medium-sized enterprises (SMEs), thereby fostering business growth and development. Additionally, Lufax extends its technology empowerment solutions to financial institutions, helping them integrate advanced technology into their operations to improve service delivery and operational efficiency.

Founded in 2005 and headquartered in Shanghai, China, Lufax Holding Ltd has established itself as a pioneering force in the personal financial services sector. The company’s innovative approach and extensive product offerings position it as a leading provider of financial solutions, both domestically and internationally. By continuously expanding its technology capabilities and service portfolio, Lufax aims to address the evolving needs of its customers and drive growth in the global financial services market.

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