KFFB Profile
Kentucky First Federal Bancorp operates as the holding company for First Federal Savings and Loan Association of Hazard and Frankfort First Bancorp, Inc., providing a comprehensive range of banking products and services across Kentucky. The company’s deposit products include passbook savings accounts, certificate accounts, checking accounts, and individual retirement accounts, catering to the varied savings and investment needs of its customers. By offering these fundamental banking services, Kentucky First Federal Bancorp aims to foster financial stability and growth within the communities it serves.
The company’s loan portfolio is diverse, encompassing one- to four-family residential mortgage loans, construction loans, and mortgage loans secured by multi-family properties. Additionally, it provides nonresidential loans secured by commercial office buildings, churches, and other properties used for various purposes. Kentucky First Federal Bancorp also extends commercial non-mortgage loans and consumer loans, which include home equity lines of credit, loans secured by savings deposits, automobile loans, and unsecured personal loans. This wide array of loan products supports both individual and business financial needs.
In addition to traditional banking services, Kentucky First Federal Bancorp invests in mortgage-backed securities, enhancing its financial portfolio and providing additional revenue streams. The company operates through seven banking offices, ensuring accessibility and personalized service to its customers. By maintaining a strong presence in the local banking sector, Kentucky First Federal Bancorp remains committed to delivering reliable and efficient financial solutions.
Founded in 2005 and headquartered in Hazard, Kentucky, Kentucky First Federal Bancorp is a subsidiary of First Federal MHC. The company leverages its deep-rooted understanding of the regional market to offer tailored financial products and services. Through its subsidiary banks, Kentucky First Federal Bancorp continues to play a crucial role in supporting the economic development and financial well-being of the communities it serves, adhering to a legacy of trust and stability in the banking industry.
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