HDB Profile
HDFC Bank Limited is a prominent financial institution offering a wide array of banking and financial services across multiple jurisdictions including India, Bahrain, Hong Kong, and Dubai. Established in 1994 and headquartered in Mumbai, India, the bank operates through various segments such as Treasury, Retail Banking, Wholesale Banking, Other Banking Business, and Unallocated divisions. Its comprehensive range of services caters to both individual and business clients.
Catering to individual banking needs, HDFC Bank provides a diverse range of accounts including savings, salary, current, and specialized accounts like Demat and public provident fund accounts. The bank also offers a variety of deposit options such as fixed deposits, recurring deposits, and offshore accounts, alongside facilities like overdrafts and sweep-in services against fixed deposits.
For lending solutions, HDFC Bank offers an extensive portfolio encompassing personal loans, home loans, vehicle loans, business loans, educational loans, and specialized loans tailored for rural sectors. Additionally, the bank provides loans against properties, securities, and rental receivables, meeting diverse financial requirements including working capital finance and commercial equipment financing.
In addition to its core banking products, HDFC Bank delivers a robust suite of services including credit, debit, prepaid, and forex cards, as well as a comprehensive suite of payment and collection services, trade finance, insurance products, and investment solutions. The bank is committed to enhancing customer experience through advanced digital banking solutions and maintains a strong focus on financial inclusion and support for various economic sectors.
|