FCCY Profile
1st Constitution Bancorp is a bank holding company that provides banking and financial services. It operates through its subsidiary, 1st Constitution Bank, which offers a range of commercial and retail banking services to individuals and businesses. The bank's products and services include checking accounts, savings accounts, certificates of deposit, home equity loans, personal loans, residential and commercial mortgages, and online banking.
1st Constitution Bank operates through its branches located in central and coastal New Jersey. The company has been serving the banking needs of New Jersey residents since 1989 and has grown both organically and through acquisitions over the years.
As of December 31, 2021, 1st Constitution Bancorp had total assets of $2.2 billion, total deposits of $1.9 billion, and total loans of $1.6 billion. The company's net income for the year ended December 31, 2021, was $22.5 million, and its return on average assets was 1.03%.
1st Constitution Bancorp is committed to providing personalized banking services to its customers while maintaining a high level of financial stability. The company's strong capital position and focus on risk management have helped it weather the economic downturns of the past, and it is well-positioned to continue serving the banking needs of New Jersey residents for years to come.
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