FCAP Profile
First Capital, Inc. serves as the bank holding company for First Harrison Bank, delivering a comprehensive suite of banking services to both individual and business clients. The company's offerings encompass a broad range of deposit products, including non-interest bearing checking accounts, negotiable order of withdrawal accounts, money market accounts, regular savings accounts, certificates of deposit, and various retirement savings plans. These deposit instruments are designed to meet diverse financial needs, from everyday transactions to long-term savings and investment goals.
In addition to its deposit services, First Capital, Inc. provides an extensive array of loan products. The company offers real estate mortgage loans, including fixed-rate and adjustable-rate residential mortgages, as well as construction loans for both residential and commercial projects. Commercial real estate loans and business loans are also part of its portfolio, catering to the financial needs of businesses seeking capital for expansion or operational purposes. Furthermore, First Capital originates mortgage loans for sale in the secondary market, enhancing liquidity and providing additional financial opportunities.
The company's loan offerings extend to consumer financing, featuring a range of secured and unsecured loan products. These include automobile and truck loans, home equity loans, home improvement loans, boat loans, mobile home loans, and loans secured by savings deposits. Unsecured consumer loans are also available, addressing various personal financing needs. First Capital’s diverse loan products are structured to provide flexible financial solutions to its customers.
Founded in 1891 and headquartered in Corydon, Indiana, First Capital, Inc. has a long-standing history in the banking industry. The company remains committed to serving its community with a focus on providing reliable and innovative banking solutions. Its strategic emphasis on a broad range of deposit and loan products underscores its dedication to meeting the evolving needs of its customers and supporting local economic growth.
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