CVCY - Central Valley Community Bancorp

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CVCY Profile

Central Valley Community Bancorp functions as the holding company overseeing operations of Central Valley Community Bank, a prominent provider of commercial banking services catering to small and mid-sized businesses, as well as individual clients throughout California's central valley region. The bank accommodates a comprehensive range of financial needs, offering services such as demand, savings, and time deposits, alongside certificates of deposit and non-interest-bearing demand deposits. Additionally, it provides NOW accounts and money market accounts to meet diverse banking preferences.

In terms of lending, Central Valley Community Bancorp extends a variety of loan products tailored to support business growth and personal financial goals. These include commercial and industrial loans, loans secured by agricultural assets like crop production and livestock, and a spectrum of real estate loans encompassing owner-occupied commercial properties, real estate construction, agricultural real estate, and other related ventures. The company also offers equity loans, lines of credit, and installment loans aimed at fulfilling consumer financing needs.

Beyond traditional banking services, the institution delivers modern conveniences such as domestic and international wire transfers, safe deposit box facilities, and comprehensive Internet banking capabilities. These services are designed to enhance customer accessibility and facilitate seamless financial transactions.

Established in 1979 and headquartered in Fresno, California, Central Valley Community Bancorp remains dedicated to fostering economic growth within its local communities. With a commitment to personalized service and community-focused banking solutions, the company continues to uphold its reputation as a trusted financial partner in the central valley area.

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