COFS Profile
ChoiceOne Financial Services, Inc., a prominent bank holding company, oversees ChoiceOne Bank, which delivers a comprehensive range of community banking services primarily across Michigan. Established in 1898 and headquartered in Sparta, Michigan, the company is deeply rooted in its local communities, serving a diverse clientele that includes corporations, partnerships, and individual customers.
The company provides an extensive array of deposit products designed to meet various financial needs. These include time deposits, savings accounts, demand deposits, and safe deposit services. Additionally, ChoiceOne offers automated transaction machine services to enhance customer convenience. The bank's commercial lending portfolio encompasses business loans, agricultural loans, construction financing, inventory loans, and real estate loans. For individual borrowers, the bank provides a range of consumer loans, including direct and indirect loans, tailored for personal use and the purchase of residential properties.
Beyond traditional banking services, ChoiceOne Financial Services expands its offerings to include alternative investment products such as annuities and mutual funds. The company also provides insurance services, including life and health insurance policies, catering to both commercial enterprises and individual clients. This diverse range of products and services positions ChoiceOne as a comprehensive financial solutions provider, addressing the varied needs of its customer base.
With a history spanning over a century, ChoiceOne Financial Services continues to uphold its commitment to community-oriented banking and personalized customer service. Its long-standing presence and broad service portfolio reflect its dedication to supporting the financial well-being of its clients and contributing to the economic growth of the regions it serves.
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