COF Profile
Capital One Financial Corporation operates as a prominent financial services holding company, overseeing Capital One Bank (USA), National Association, and Capital One, National Association. Established in 1988 and headquartered in McLean, Virginia, the company offers a comprehensive range of financial products and services across the United States, Canada, and the United Kingdom. Capital One Financial Corporation operates through three primary segments: Credit Card, Consumer Banking, and Commercial Banking.
The company provides a variety of deposit products including checking accounts, money market deposits, negotiable order of withdrawals (NOW) accounts, savings deposits, and time deposits to meet the diverse needs of its clientele. Its lending portfolio encompasses credit card loans, auto loans, retail banking loans, as well as commercial and multifamily real estate loans, and commercial and industrial loans, supporting both personal and business financial requirements.
Capital One also offers a wide array of credit and debit card products, complemented by online direct banking services and robust treasury management and depository services. The company leverages a multi-channel distribution strategy, serving its broad customer base comprising consumers, small businesses, and commercial clients through digital platforms, branch networks, cafés, and other strategic distribution channels.
With a significant presence in key markets such as New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and California, Capital One Financial Corporation continues to innovate in financial technology, aiming to enhance customer experience and streamline financial transactions. The company remains committed to its mission of delivering personalized financial solutions and driving sustainable growth across its diverse portfolio of banking and lending services.
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