AROW Stock - Arrow Financial Corp.

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Arrow Financial Corporation, a bank holding company, specializes in providing a wide array of commercial and consumer banking services, along with financial products tailored to meet diverse client needs. The company's comprehensive deposit offerings encompass demand deposits, interest-bearing checking accounts, savings deposits, time deposits, and various specialized accounts. On the lending side, Arrow Financial Corporation facilitates commercial loans such as term loans, lines of credit, and commercial real estate financing for property purchases, refinancing, expansions, and improvements. Additionally, its lending portfolio includes consumer installment loans, personal lines of credit, automobile loans, and residential real estate loans including fixed home equity loans and home equity lines of credit for diverse consumer needs like home improvements, debt consolidation, and education expenses.

In addition to its core banking activities, Arrow Financial Corporation operates an indirect lending program and engages in the sale of residential real estate loan originations in the secondary market. The company also provides comprehensive financial planning services, including retirement planning and estate administration for individuals, and pension and employee benefit plan administration services for corporate clients. Furthermore, Arrow Financial Corporation offers insurance agency services encompassing group health care policies, life insurance, and property and casualty insurance products. The company extends its financial expertise to investment advisory services, managing proprietary mutual funds and maintaining a real estate investment trust.

Headquartered in Glens Falls, New York, Arrow Financial Corporation has a rich history dating back to its founding in 1851. Serving the northeastern region of New York State and surrounding areas, including Warren, Washington, Saratoga, Essex, Clinton, Rensselaer, Albany, and Schenectady counties, the company is deeply rooted in its local communities. Arrow Financial Corporation continues to uphold its commitment to providing personalized financial solutions and superior customer service, leveraging its extensive experience and strong presence in the regional banking sector.

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