ACIC Profile
American Coastal Insurance Corporation, headquartered in Saint Petersburg, Florida, operates as a prominent property and casualty insurance holding company specializing in residential personal and commercial property insurance across the United States. Founded in 1999 and previously known as United Insurance Holdings Corp., the company rebranded to American Coastal Insurance Corporation in August 2023 to better reflect its strategic focus and market presence.
The core of American Coastal Insurance's business involves sourcing, underwriting, and servicing a comprehensive range of insurance policies. These include structure, content, and liability coverage tailored for standard single-family homeowners, renters, and condominium unit owners. The company also provides commercial multi-peril property insurance solutions designed specifically for residential condominium associations and apartment complexes, addressing risks such as fire, wind, hail, water damage, theft, and vandalism.
In addition to its foundational insurance offerings, American Coastal Insurance Corporation extends its portfolio to include specialized policies such as equipment breakdown coverage, identity theft protection, cyber security insurance, and flood insurance. These supplementary products enhance the company's ability to meet diverse customer needs and mitigate emerging risks in an evolving insurance landscape.
American Coastal Insurance Corporation differentiates itself through its extensive network of independent agencies, which serve as crucial distribution channels for its insurance products. By fostering strong partnerships with these agencies, the company ensures broad market reach and personalized customer service, reinforcing its commitment to delivering comprehensive and reliable insurance solutions to individuals, homeowners associations, and businesses nationwide.
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