ABCB Stock - Ameris Bancorp

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Ameris Bancorp functions as a bank holding company overseeing Ameris Bank, a financial institution that delivers a comprehensive suite of banking services to both retail and commercial clients across Georgia, Alabama, Florida, North Carolina, and South Carolina. Organized into five distinct segments, namely Banking Division, Retail Mortgage Division, Warehouse Lending Division, SBA Division, and Premium Finance Division, Ameris Bancorp caters to diverse financial needs.

Among its offerings, Ameris Bancorp provides a wide range of deposit accounts including commercial and retail checking, interest-bearing savings, money market, IRA, and certificates of deposit. The bank also specializes in various loan products such as commercial real estate mortgages, residential real estate mortgages, agricultural loans, commercial and industrial loans, and consumer loans including vehicle financing, home improvement loans, and home equity lines of credit.

Moreover, Ameris Bancorp administers and services commercial insurance premium loans and Small Business Administration (SBA) loans, underscoring its commitment to supporting business growth and financial resilience within the communities it serves. With its headquarters situated in Atlanta, Georgia, Ameris Bancorp continues to expand its footprint through full-service domestic banking offices as well as mortgage and loan production offices, ensuring accessible and tailored financial solutions for its clientele.

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